Ground Truth
The Hard $500 Fiscal Ceiling
Nepal Rastra Bank (NRB) caps personal prepaid Dollar Cards at exactly $500 USD per fiscal year across commercial banks like Nabil, NIC Asia, Global IME, and Siddhartha Bank.
If you run even a modest daily ad spend of $15 (approx Rs. 2,000) to test e-commerce products or generate service leads, your entire annual allowance is completely burned in 33 days.
Card Exhaustion Trap
When your Dollar Card hits $500 mid-campaign, Meta fails your automated billing cycle. If payment fails twice, your Ad Account gets instantly flagged for unpaid balances, hurting your ad account billing threshold.
Core Takeaway: Personal Dollar Cards are strictly meant for early proof-of-concept testing, never for scaling a sustainable business.